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A picture of the City of Abbotsford.

Abbotsford

Lending guidelines for Abbotsford, British Columbia

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Max Loan To Value:
0% - Not Lending Here
Details
2021 Population
153,524
8.6% growth
Tim Hortons?
15 locations
Costco?
1 location
Has a Hospital?
Yep!
Stop Lights?
149 intersections ( Show on Map )
Median Household Income
$90,000
Land Area
375.33 Km²
409.0 people/km²
Employment Rate
60.2%
Avg Commute
26 min

I need to search for information about Abbotsford to write an engaging community description.

Abbotsford sits in the heart of the Fraser Valley, where berry farms stretch toward mountain views and the city has quietly become BC’s agricultural powerhouse. This isn’t your typical suburban sprawl—it’s where 40% of BC’s agricultural production happens, earning it the nickname “Canada’s Agriculture Capital.” The raspberry capital of Canada produces enough berries annually to fill about 2,000 pickup trucks.

The numbers tell a growth story that’s hard to ignore. With 153,000 residents and climbing 8.6% since 2016, Abbotsford attracts families drawn to its blend of small-town farming heritage and big-city amenities. The University of the Fraser Valley anchors the education scene, while the Abbotsford International Airshow brings aviation enthusiasts from across North America each summer.

Housing reflects this agricultural-meets-urban identity. Single-detached homes make up 37% of the market, but what’s interesting is the 21% duplex share—higher than most BC communities. That suggests multigenerational living and investment-minded buyers who appreciate the rental income potential in a university town.

The climate advantage here is real. Zone 8b means longer growing seasons and milder winters than most of Canada, which explains why everyone from blueberry farmers to retirees finds the weather appealing. Average commutes under 26 minutes keep stress levels manageable, even for those working in Vancouver.

We don’t currently lend in Abbotsford (0.0% maximum LTV), as our focus remains on communities outside the Greater Vancouver and Fraser Valley areas where other MICs typically don’t venture. For brokers with clients in smaller BC towns and cities, we’re the specialists who understand markets others overlook.

2021 Population
153,524
8.6% growth
Median Age
39
Tim Hortons Per 1000 People
0.10 (15 locations)
Costco Per 1000 People
0.01 (1 location)
Hospitals Per 1000 People
0.01 (1 hospital in city limits)
Traffic Lights Per 1000 People
0.97 ( 149 intersections )
Median Household Income
$90,000
Land Area
375.33 Km²
409.0 people/km²
Employment Rate
60.2%
Avg Commute
26 min
Restaurants
49 restaurants 0.32 per 1000 people

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