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Map of Tekamar's lending area in British Columbia

Tim Hortons Not Required

Most Mortgage Investment Corporations - or MICs - use expected property value increases and short days-on-market to do their risk underwriting.

We don't. We're a bit different like that.

Since we started lending in the interior back in '79, small towns and rural properties has been all we've focused on. For the most part, it still it - we lend on what we know. Today, Tekamar will consider lending on any properties in British Columbia - outside of the Lower Mainland/Fraser Valley, Greater Victoria area and Haida Gwaii. Why not GVA? There's already plenty of great MICs that understand those markets better than us.

So if you've got a construction mortgage in the Kootney's (our specialty), a non-qualifying rental refinance near Prince George, or a boat-access-only purchase on the island, send it our way - if it makes sense, we'll consider it.

Community
Max LTV
100 Mile House 55.0% Details
Abbotsford 0% Details
Alert Bay 50.0% Details
Anmore 0% Details
Armstrong 65.0% Details
Ashcroft 60.0% Details
Barriere 55.0% Details
Belcarra 0% Details
Bowen Island 0% Details
Burnaby 0% Details
Burns Lake 55.0% Details
Cache Creek 55.0% Details
Campbell River 65.0% Details
Canal Flats 55.0% Details
Castlegar 60.0% Details
Chase 55.0% Details
Chetwynd 55.0% Details
Chilliwack 0% Details
City of Langley 0% Details
City of North Vancouver 0% Details
Clearwater 55.0% Details
Clinton 50.0% Details
Coldstream 65.0% Details
Colwood 70.0% Details
Comox 65.0% Details
Coquitlam 0% Details
Courtenay 70.0% Details
Cranbrook 60.0% Details
Creston 55.0% Details
Cumberland 70.0% Details
Dawson Creek 60.0% Details
Delta 0% Details
District of North Vancouver 0% Details
Duncan 65.0% Details
Elkford 55.0% Details
Enderby 55.0% Details
Esquimalt 70.0% Details
Fernie 60.0% Details
Fort St. James 55.0% Details
Fort St. John 55.0% Details
Fraser Lake 50.0% Details
Fruitvale 55.0% Details
Gibsons 60.0% Details
Gold River 55.0% Details
Golden 60.0% Details
Grand Forks 55.0% Details
Granisle 50.0% Details
Greenwood 55.0% Details
Harrison Hot Springs 0% Details
Hazelton 45.0% Details
Highlands 70.0% Details
Hope 0% Details
Houston 55.0% Details
Hudson's Hope 50.0% Details
Invermere 60.0% Details
Kamloops 70.0% Details
Kaslo 55.0% Details
Kelowna 70.0% Details
Kent 0% Details
Keremeos 55.0% Details
Kimberley 60.0% Details
Kitimat 60.0% Details
Ladysmith 70.0% Details
Lake Country 65.0% Details
Lake Cowichan 65.0% Details
Langford 70.0% Details
Lantzville 55.0% Details
Lillooet 0% Details
Lions Bay 0% Details
Logan Lake 55.0% Details
Lumby 60.0% Details
Lytton 55.0% Details
Mackenzie 50.0% Details
Maple Ridge 0% Details
Masset 55.0% Details
McBride 50.0% Details
Merritt 55.0% Details
Metchosin 70.0% Details
Midway 55.0% Details
Mission 0% Details
Montrose 55.0% Details
Nakusp 55.0% Details
Nanaimo 70.0% Details
Nelson 60.0% Details
New Denver 50.0% Details
New Hazelton 50.0% Details
New Westminster 0% Details
North Cowichan 70.0% Details
North Saanich 70.0% Details
Northern Rockies 50.0% Details
Oak Bay 60.0% Details
Oliver 60.0% Details
Osoyoos 65.0% Details
Parksville 60.0% Details
Peachland 65.0% Details
Pemberton 0% Details
Penticton 70.0% Details
Pitt Meadows 0% Details
Port Alberni 65.0% Details
Port Alice 60.0% Details
Port Clements 50.0% Details
Port Coquitlam 0% Details
Port Edward 55.0% Details
Port Hardy 60.0% Details
Port McNeill 55.0% Details
Port Moody 0% Details
Pouce Coupe 50.0% Details
Powell River 65.0% Details
Prince George 65.0% Details
Prince Rupert 60.0% Details
Princeton 50.0% Details
Qualicum Beach 60.0% Details
Queen Charlotte 55.0% Details
Quesnel 55.0% Details
Radium Hot Springs 60.0% Details
Revelstoke 65.0% Details
Richmond 0% Details
Rossland 65.0% Details
Saanich 70.0% Details
Salmo 55.0% Details
Salmon Arm 70.0% Details
Sayward 55.0% Details
Sicamous 55.0% Details
Sidney 70.0% Details
Silverton 55.0% Details
Slocan 55.0% Details
Smithers 55.0% Details
Sooke 70.0% Details
Spallumcheen 60.0% Details
Sparwood 55.0% Details
Squamish 0% Details
Stewart 55.0% Details
Summerland 65.0% Details
Sun Peaks 60.0% Details
Surrey 0% Details
Tahsis 55.0% Details
Taylor 50.0% Details
Telkwa 45.0% Details
Terrace 60.0% Details
Tofino 55.0% Details
Township of Langley 0% Details
Trail 55.0% Details
Tumbler Ridge 55.0% Details
Ucluelet 60.0% Details
Valemount 55.0% Details
Vancouver 0% Details
Vanderhoof 55.0% Details
Vernon 70.0% Details
Victoria 70.0% Details
View Royal 70.0% Details
Warfield 60.0% Details
Wells 50.0% Details
West Kelowna 70.0% Details
West Vancouver 0% Details
Whistler 0% Details
White Rock 0% Details
Williams Lake 60.0% Details
Zeballos 60.0% Details