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Map of Tekamar's lending area in British Columbia

Tim Hortons Not Required

Most Mortgage Investment Corporations - or MICs - use expected property value increases and short days-on-market to do their risk underwriting.

We don't. We're a bit different like that.

Since we started lending in the interior back in '79, small towns and rural properties has been all we've focused on. For the most part, it still it - we lend on what we know. Today, Tekamar will consider lending on any properties in British Columbia - outside of the Lower Mainland/Fraser Valley, Greater Victoria area and Haida Gwaii. Why not GVA? There's already plenty of great MICs that understand those markets better than us.

So if you've got a construction mortgage in the Kootney's (our specialty), a non-qualifying rental refinance near Prince George, or a boat-access-only purchase on the island, send it our way - if it makes sense, we'll consider it.

Community
Max LTV
100 Mile House 55.0% Details
Abbotsford 0% Details
Alert Bay 50.0% Details
Anmore 0% Details
Armstrong 60.0% Details
Ashcroft 55.0% Details
Barriere 55.0% Details
Belcarra 0% Details
Bowen Island 0% Details
Burnaby 0% Details
Burns Lake 55.0% Details
Cache Creek 50.0% Details
Campbell River 65.0% Details
Canal Flats 55.0% Details
Castlegar 55.0% Details
Chase 55.0% Details
Chetwynd 55.0% Details
Chilliwack 0% Details
Clearwater 55.0% Details
Clinton 50.0% Details
Coldstream 60.0% Details
Colwood 65.0% Details
Comox 60.0% Details
Coquitlam 0% Details
Courtenay 65.0% Details
Cranbrook 65.0% Details
Creston 55.0% Details
Cumberland 55.0% Details
Dawson Creek 60.0% Details
Delta 0% Details
Duncan 60.0% Details
Elkford 50.0% Details
Enderby 55.0% Details
Esquimalt 60.0% Details
Fernie 55.0% Details
Fort St. James 55.0% Details
Fort St. John 65.0% Details
Fraser Lake 50.0% Details
Fruitvale 55.0% Details
Gibsons 55.0% Details
Gold River 50.0% Details
Golden 55.0% Details
Grand Forks 55.0% Details
Granisle 50.0% Details
Greenwood 50.0% Details
Harrison Hot Springs 0% Details
Hazelton 50.0% Details
Highlands 55.0% Details
Hope 0% Details
Houston 50.0% Details
Hudson's Hope 50.0% Details
Invermere 60.0% Details
Kamloops 65.0% Details
Kaslo 55.0% Details
Kelowna 65.0% Details
Kent 0% Details
Keremeos 55.0% Details
Kimberley 60.0% Details
Kitimat 55.0% Details
Ladysmith 60.0% Details
Lake Country 65.0% Details
Lake Cowichan 55.0% Details
Langford 65.0% Details
Langley 0% Details
Lantzville 55.0% Details
Lillooet 0% Details
Lions Bay 0% Details
Logan Lake 50.0% Details
Lumby 55.0% Details
Lytton 50.0% Details
Mackenzie 50.0% Details
Maple Ridge 0% Details
Masset 50.0% Details
McBride 50.0% Details
Merritt 60.0% Details
Metchosin 60.0% Details
Midway 55.0% Details
Mission 0% Details
Montrose 50.0% Details
Nakusp 55.0% Details
Nanaimo 65.0% Details
Nelson 60.0% Details
New Denver 50.0% Details
New Hazelton 50.0% Details
New Westminster 0% Details
North Cowichan 65.0% Details
North Saanich 65.0% Details
North Vancouver 0% Details
Northern Rockies 55.0% Details
Oak Bay 60.0% Details
Oliver 60.0% Details
One Hundred Mile House 55.0% Details
Osoyoos 60.0% Details
Parksville 60.0% Details
Peachland 60.0% Details
Pemberton 0% Details
Penticton 65.0% Details
Pitt Meadows 0% Details
Port Alberni 60.0% Details
Port Alice 55.0% Details
Port Clements 50.0% Details
Port Coquitlam 0% Details
Port Edward 50.0% Details
Port Hardy 55.0% Details
Port McNeill 50.0% Details
Port Moody 0% Details
Pouce Coupe 50.0% Details
Powell River 60.0% Details
Prince George 65.0% Details
Prince Rupert 55.0% Details
Princeton 50.0% Details
Qualicum Beach 60.0% Details
Queen Charlotte 50.0% Details
Quesnel 55.0% Details
Radium Hot Springs 55.0% Details
Revelstoke 60.0% Details
Richmond 0% Details
Rossland 55.0% Details
Saanich 65.0% Details
Salmo 55.0% Details
Salmon Arm 60.0% Details
Sayward 50.0% Details
Sicamous 55.0% Details
Sidney 60.0% Details
Silverton 50.0% Details
Slocan 50.0% Details
Smithers 60.0% Details
Sooke 65.0% Details
Spallumcheen 60.0% Details
Sparwood 50.0% Details
Squamish 0% Details
Stewart 50.0% Details
Summerland 60.0% Details
Sun Peaks 55.0% Details
Sun Peaks Mountain 60.0% Details
Surrey 0% Details
Tahsis 50.0% Details
Taylor 50.0% Details
Telkwa 55.0% Details
Terrace 60.0% Details
Tofino 55.0% Details
Trail 55.0% Details
Tumbler Ridge 50.0% Details
Ucluelet 55.0% Details
Valemount 55.0% Details
Vancouver 0% Details
Vanderhoof 55.0% Details
Vernon 65.0% Details
Victoria 65.0% Details
View Royal 60.0% Details
Warfield 55.0% Details
Wells 50.0% Details
West Kelowna 65.0% Details
West Vancouver 0% Details
Whistler 0% Details
White Rock 0% Details
Williams Lake 60.0% Details
Zeballos 50.0% Details