Chilliwack

Chilliwack sits at the crossroads of suburban convenience and outdoor adventure, where 93,000 residents enjoy what might be the Fraser Valley’s best-kept secret for balanced living. The numbers tell a compelling story: nearly 40% of locals commute less than 15 minutes to work, while the warming climate has improved by half a hardiness zone over recent decades, making this one of BC’s most garden-friendly communities.

The housing market reflects this appeal, with single-detached homes commanding 54% of the residential landscape—a clear signal that families see long-term value here. Construction leads the employment sectors at 12.1%, followed closely by healthcare and retail, creating an economic foundation that doesn’t rely on a single industry’s fortunes.

What sets Chilliwack apart isn’t just its proximity to Cultus Lake or the Cascade Mountains, but its role as the Fraser Valley’s agricultural heart. The extended growing season supports everything from berry farms to specialty crops, while the community maintains that small-town accessibility where most errands take minutes, not hours.

The demographic balance strikes an interesting note: equal proportions of youth and seniors at 19% each, suggesting both established families putting down roots and retirees choosing to stay. With a median age of 40.4 years, this isn’t a community in transition—it’s one that’s found its rhythm.

Tekamar doesn’t currently lend in Chilliwack, maintaining our focus on communities outside the Greater Vancouver and Fraser Valley corridors. For mortgage brokers working with clients in smaller BC towns where we do operate, we offer the same equity-focused approach with maximum loan-to-value ratios up to 70% in select markets, typically targeting 60% for optimal security.

Our lending products include second mortgages, debt consolidation, bridge financing, and equity-based loans that don’t require traditional income verification—perfect for clients who need flexibility in BC’s diverse regional markets.