Delta

Delta sits at the mouth of the Fraser River where it meets the Pacific, creating a unique landscape of farmland, beaches, and suburban communities that feels worlds away from Vancouver despite being just across the tunnel. This municipality of three distinct areas — Ladner, Tsawwassen, and North Delta — has quietly become one of Metro Vancouver’s most sought-after places to live.

The numbers tell part of the story: a median household income of $108,000 and steady 6.1% population growth reflect Delta’s appeal to families and professionals who want space without sacrificing urban access. What the statistics don’t capture is Delta’s remarkable agricultural heritage — this is where some of BC’s richest farmland produces everything from blueberries to greenhouse vegetables, creating a rural feel that’s increasingly rare in Metro Vancouver.

Tsawwassen’s beaches and ferry terminal make it a gateway to Vancouver Island, while Ladner maintains its historic fishing village charm with weekend farmers markets and heritage buildings. North Delta bridges the gap to Surrey with newer developments and family-friendly neighborhoods. The whole area benefits from Boundary Bay Regional Park’s massive shoreline and the Pacific Flyway, making it a paradise for birdwatchers and nature lovers.

Delta’s housing market reflects this diversity — 55.5% single-detached homes dominate, but nearly 20% duplexes show how families are adapting to rising prices while staying in the community. The transportation and warehousing sector employs nearly 10% of residents, largely thanks to proximity to major shipping routes and YVR.

Currently, Tekamar maintains a 0% maximum LTV in Delta. The community’s Metro Vancouver location and strong fundamentals place it outside our typical lending focus, though we continue monitoring market conditions. For mortgage brokers working with Delta clients, we’d be happy to discuss referral opportunities to partners better positioned for this market.