Delta

Delta sits at the crossroads of Metro Vancouver’s suburban sprawl and agricultural heritage, creating something most communities can’t pull off—genuine character alongside genuine convenience. While other municipalities picked urban or rural and stuck with it, Delta kept both.

The numbers tell part of the story. With over 108,000 residents and a median household income of $108,000, this isn’t a struggling bedroom community. It’s a place where people choose to stay, evidenced by the 55.5% single-detached housing stock and a median age of 44 years. These aren’t starter homes for twenty-somethings plotting their escape to Vancouver proper.

What makes Delta different? Geography, for starters. Three distinct communities—North Delta, Ladner, and Tsawwassen—each developed their own personality within municipal boundaries. Tsawwassen’s ferry terminal connects residents to Victoria and the Gulf Islands, making it feel less landlocked than typical suburbs. Ladner maintains its small-town fishing village charm despite being minutes from major urban centers. North Delta bridges the gap between rural and metropolitan, literally and figuratively.

The agricultural land reserve protects vast stretches of farmland, creating breathing room most Lower Mainland communities lost decades ago. Zone 9a climate means longer growing seasons and the kind of gardening conditions that make neighbors competitive about their tomatoes. Burns Bog, one of the largest undeveloped urban wilderness areas in North America, sits right in Delta’s backyard.

Transportation infrastructure doesn’t hurt either. Highway 99 runs straight through to downtown Vancouver, while the Tsawwassen ferry terminal and proximity to YVR airport make Delta a logistics hub. Nearly 10% of residents work in transportation and warehousing—not coincidence.

Tekamar doesn’t currently lend in Delta (maximum LTV: 0.0%). Our focus remains on communities outside the Greater Vancouver area where we can provide the specialized lending solutions that truly make a difference.