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A picture of the Village of Hazelton.

Hazelton

Lending guidelines for Hazelton, British Columbia

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Max Loan To Value:
45%
Details
2021 Population
257
0.0% growth
Nearest Tim Hortons
74 km away
Nearest Costco
441 km away
Has a Hospital?
Yep!
Median Household Income
$0
Land Area
2.89 Km²
89.1 people/km²
Employment Rate
48.8%
Avg Commute
11 min

Hazelton sits at the confluence of the Bulkley and Skeena Rivers in northern BC, where the town’s 257 residents have witnessed decades of boom and bust cycles tied to the region’s resource economy. The community serves as a gateway to the traditional territories of the Gitxsan First Nation, with the nearby ‘Ksan Historical Village offering one of the province’s most authentic Indigenous cultural experiences through reconstructed traditional houses and totem poles that date back thousands of years.

The housing market here tells a straightforward story—78% single-detached homes scattered across less than three square kilometers, with a median age pushing 50 years old. Healthcare and social assistance employ more than a third of the working population, while construction and education round out the top employment sectors. The 17.4% unemployment rate reflects the challenges many northern BC communities face when traditional industries shift.

What makes Hazelton genuinely interesting isn’t its size but its location as the historic “hub of the north” where riverboat traffic once connected remote communities before roads reached this far inland. The Skeena River still draws serious salmon fishers, and the surrounding mountains offer backcountry access that most southern BC residents can only dream about. Winter temperatures that regularly hit -20°C mean this isn’t a retirement destination, but families who appreciate genuine small-town living and don’t mind being two hours from the nearest Starbucks find something here that cities can’t provide.

For mortgage brokers working with clients who need creative financing solutions in northern BC, Tekamar offers lending in Hazelton with a maximum LTV of 45%. Our equity-based approach works particularly well for borrowers who might struggle with traditional income verification but have substantial property equity in this unique corner of the province.

2021 Population
257
0.0% growth
Median Age
49
Driving Distance to
the Nearest Tim Hortons
56 minutes
Driving Distance to
the Nearest Costco
4 hours 58 minutes
Hospitals Per 1000 People
3.89 (1 hospital in city limits)
Median Household Income
$0
Land Area
2.89 Km²
89.1 people/km²
Employment Rate
48.8%
Avg Commute
11 min
Restaurants
7 restaurants 27.24 per 1000 people

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