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A picture of the District municipality of Logan Lake.

Logan Lake

Lending guidelines for Logan Lake, British Columbia

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Max Loan To Value:
55%
Details
2021 Population
2,255
13.1% growth
Nearest Tim Hortons
55 km away
Costco?
1 location
Nearest Hospital
41.5 km away
Median Household Income
$66,000
Land Area
324.28 Km²
7.0 people/km²
Employment Rate
41.3%
Avg Commute
30 min

Logan Lake sits on the edge of the Kamloops mining district, where copper extraction built a community that’s quietly become one of BC’s most intriguing retirement destinations. This isn’t your typical mining town story — while Highland Valley Copper still drives 21% of local employment, Logan Lake has evolved into something unexpected: a place where retirees outnumber teenagers three to one.

The numbers tell an interesting tale. With a median age of 54.4 years and 33% of residents over 65, Logan Lake has become a magnet for people seeking affordable mountain living without the Whistler price tag. The housing market reflects this shift — 63% single-family homes dominate, but nearly 14% of dwellings are movable homes, suggesting a community that’s found creative ways to keep housing accessible.

What makes Logan Lake particularly compelling is its transformation from resource dependency toward outdoor recreation. The community sits surrounded by pristine fishing lakes and hiking trails that rival anything in the Rockies, yet property values remain refreshingly grounded. The 13% population growth since 2016 suggests word is getting out, but slowly enough that opportunity still exists.

The climate story here is fascinating — Logan Lake has warmed by a full hardiness zone since the 1990s, making it increasingly attractive for year-round living. Gardeners who once struggled with zone 3 conditions now enjoy zone 4b growing seasons.

For mortgage professionals, Logan Lake represents the sweet spot between stability and opportunity. The mining industry provides economic backbone while the recreational appeal drives residential demand. Tekamar offers up to 55% LTV in Logan Lake, reflecting both the community’s solid fundamentals and the practical realities of a smaller market.

The unemployment rate of 9.2% might concern some lenders, but it misses the bigger picture — many residents here are choosing lifestyle over career advancement, and the equity positions reflect that financial confidence.

2021 Population
2,255
13.1% growth
Median Age
54
Driving Distance to
the Nearest Tim Hortons
34 minutes
Costco Per 1000 People
0.44 (1 location)
Driving Time to
Nearest Hospital
36 minutes
Median Household Income
$66,000
Land Area
324.28 Km²
7.0 people/km²
Employment Rate
41.3%
Avg Commute
30 min
Restaurants
7 restaurants 3.10 per 1000 people

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