Lytton

Lytton holds the distinction of being one of Canada’s hottest places, where the Thompson and Fraser Rivers converge in a landscape that’s equal parts stunning and unforgiving. This tiny community of 210 people sits at the crossroads of two mighty waterways, earning its nickname as the “Rafting Capital of Canada” where whitewater enthusiasts tackle some of the continent’s most challenging rapids.

The numbers tell a story of resilience in a place where 100% of housing consists of single-detached homes and the median age of 58.4 reflects a community of established residents who’ve chosen to stay despite challenges. Transportation and warehousing drive 26.7% of local employment, largely thanks to Lytton’s strategic position along major freight corridors connecting the coast to the interior.

What makes Lytton fascinating isn’t just its record-breaking temperatures—it’s regularly hit 40°C+ summers—but its role as a cultural meeting point. The community sits in traditional Nlaka’pamux territory, where Indigenous heritage runs deep and salmon fishing has sustained people for thousands of years. The annual salmon runs still draw both sustenance fishers and sport anglers to these historic waters.

For mortgage brokers, Lytton represents a unique lending environment where Tekamar offers up to 55% LTV on properties in this rebuilding community. The housing market consists entirely of detached homes, creating straightforward property assessments in a location where land values reflect both natural beauty and practical challenges.

The 50% employment rate and aging demographics signal a community in transition, yet those who choose Lytton do so for reasons that go beyond economics—proximity to world-class outdoor recreation, a tight-knit community feel, and access to some of BC’s most dramatic river country. It’s a place where mortgage decisions require understanding both the lifestyle appeal and the practical realities of small-town BC living.