Midway

Midway sits at the crossroads of Highway 3 and the Kettle Valley, earning its name from being the midpoint between the Okanagan Valley and the Kootenays. This small community of 651 residents has carved out a unique niche as a retirement haven, with 43% of the population over 65 — one of the highest concentrations in British Columbia.

The town’s claim to fame includes being home to the historic Kettle Valley Railway, which once connected the coast to the interior. Today, the old rail bed serves as part of the Trans Canada Trail, drawing cyclists and hikers through some of the most scenic terrain in the province. The nearby Boundary Creek runs through town, providing a surprising oasis in what’s otherwise high desert country.

Housing here tells an interesting story: 83% single-detached homes with a notable 14% in movable dwellings, reflecting both the rural character and the practical approach locals take to affordable living. The median age of 62.8 years signals this isn’t a community chasing growth for growth’s sake — it’s attracting people who’ve figured out what matters.

Midway’s proximity to the US border (just 15 minutes away) and its position 50 kilometers from Osoyoos gives residents access to cross-border shopping and Okanagan amenities without the Okanagan price tags. The climate has warmed significantly over recent decades, now sitting in plant hardiness zone 5b, making it increasingly attractive for those seeking four distinct seasons without brutal winters.

For mortgage professionals, Tekamar offers equity-based lending solutions in Midway with a maximum LTV of 55%. Our conservative approach reflects the community’s specialized appeal and ensures safe recovery timelines in this unique corner of the Boundary Country, where the pace is slower but the mountain views are spectacular.