Nelson

Nelson sits on the shores of Kootenay Lake like a perfectly preserved Victorian postcard that somehow got infused with hippie energy and outdoor adventure culture. This isn’t your typical mountain town — it’s where heritage architecture meets craft breweries, where retirees from Calgary bump into digital nomads at the farmers market, and where property values have quietly climbed while everyone was distracted by the scenery.

The numbers tell an interesting story. With 40% of residents holding bachelor’s degrees and a median age of 42, Nelson attracts educated professionals who’ve figured out that quality of life beats corner offices. The housing market reflects this appeal: over half the dwellings are single-family homes, perfect for the steady stream of people trading urban stress for mountain views and a 10-minute commute to anywhere.

What makes Nelson special isn’t just the postcard beauty — though the lake-and-mountain combo is undeniably gorgeous. It’s the staying power. People don’t just visit Nelson; they relocate here. The arts scene thrives year-round, the outdoor recreation is world-class in every season, and the community has that rare combination of small-town charm and cultural sophistication that money can’t manufacture.

For mortgage brokers, Nelson represents solid fundamentals wrapped in lifestyle appeal. The diverse economic base spans retail, healthcare, and professional services, while the tourism sector adds stability without overdependence. Property demand stays strong because people genuinely want to live here, not just invest here.

Tekamar lends in Nelson with a maximum 60% LTV, recognizing both the market strength and the community’s proven resilience. When your clients are looking at Nelson properties, they’re not just buying real estate — they’re buying into one of BC’s most desirable small cities.