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A picture of the Village of Port Clements.

Port Clements

Lending guidelines for Port Clements, British Columbia

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Max Loan To Value:
50%
Details
2021 Population
340
20.6% growth
Nearest Tim Hortons
259 km away
Nearest Costco
974 km away
Nearest Hospital
36.4 km away
Median Household Income
$67,000
Land Area
13.07 Km²
26.0 people/km²
Employment Rate
51.9%
Avg Commute
24 min

Port Clements sits on the shores of Masset Inlet on Haida Gwaii, where the Pacific Northwest’s logging heritage meets one of Canada’s most isolated and culturally rich archipelagos. This village of 340 people serves as a gateway to the ancient Haida Nation territories, where towering Sitka spruce and red cedar have supported both Indigenous traditions and modern forestry for generations.

The community’s economy revolves around forestry—nearly half the workforce depends on logging, milling, and forest management. This isn’t suburban tree-trimming; it’s serious resource extraction in one of the world’s most productive temperate rainforests. The median household income of $67,500 reflects the boom-and-bust nature of resource work, where skilled operators can earn well during good seasons but face uncertainty when markets shift.

Port Clements attracts a specific type of buyer: people seeking genuine remoteness without complete isolation. The village maintains essential services while offering access to world-class fishing, hunting, and cultural experiences that most Canadians never see. Property here appeals to those who understand that “getting away from it all” means exactly that—ferry schedules, weather delays, and supply chain realities come with the territory.

The housing market consists primarily of single-detached homes (80.6%), with a notable portion of movable dwellings (13.9%) reflecting the transient nature of resource work. The median age of 50.4 years suggests established residents who’ve chosen this lifestyle deliberately rather than stumbled into it.

For mortgage brokers working with clients considering Haida Gwaii properties, Tekamar offers specialized lending with a maximum LTV of 50%. This conservative approach reflects the unique challenges of this remote market—properties that can take months to sell, weather-dependent access, and an economy tied to volatile resource markets. We understand that lending here requires patience and local knowledge that most urban-focused lenders simply don’t possess.

2021 Population
340
20.6% growth
Median Age
50
Driving Distance to
the Nearest Tim Hortons
9 hours 0 minutes
Driving Distance to
the Nearest Costco
16 hours 50 minutes
Driving Time to
Nearest Hospital
32 minutes
Median Household Income
$67,000
Land Area
13.07 Km²
26.0 people/km²
Employment Rate
51.9%
Avg Commute
24 min
Restaurants
4 restaurants 11.76 per 1000 people

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