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A picture of the District municipality of Port Edward.

Port Edward

Lending guidelines for Port Edward, British Columbia

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Max Loan To Value:
50%
Details
2021 Population
470
0.6% growth
Tim Hortons?
1 location
Nearest Costco
705 km away
Local Hospital Access
15 min drive away
Median Household Income
$97,000
Land Area
167.16 Km²
2.8 people/km²
Employment Rate
64.0%
Avg Commute
20 min

Port Edward sits where the Skeena River meets the Pacific Ocean, making it one of BC’s most dramatically positioned communities. With just 470 residents spread across 167 square kilometers, this isn’t your typical suburban mortgage market—but that’s exactly what makes it interesting.

The town’s economy runs on public administration, tourism, and transportation, which makes sense when you consider it’s practically at the Alaska border. While other coastal communities struggle with seasonal fluctuations, Port Edward benefits from its strategic position as a gateway to northern adventures. The median household income of $97,000 reflects the premium that comes with specialized work in remote locations.

Here’s what catches attention: 80.6% of homes are single-detached houses, and with only 207 total dwellings, inventory stays tight. The community’s plant hardiness zone improved from 7a to 8a over recent decades, meaning gardens that couldn’t survive here 30 years ago now thrive. Climate change isn’t just an abstract concept here—it’s literally reshaping what people can grow in their backyards.

The demographic split tells a story too. With 20.2% of residents over 65 and a median age of 45.2, this isn’t a starter-home market. People who choose Port Edward tend to stay, whether they’re drawn by the fishing, the proximity to wilderness, or simply the appeal of living somewhere most people have never heard of.

Tekamar offers equity-based loans, second mortgages, and debt consolidation products in Port Edward with a maximum LTV of 55%. The conservative ratio reflects the reality of marketing property in a community where your nearest neighbor might be a black bear, but for borrowers with substantial equity, it opens doors that traditional lenders keep firmly shut.

The cannery history runs deep here, and while that industry has shifted, the community’s connection to marine resources remains strong. People don’t accidentally end up in Port Edward—they choose it deliberately.

2021 Population
470
0.6% growth
Median Age
45
Tim Hortons Per 1000 People
2.13 (1 location)
Driving Distance to
the Nearest Costco
7 hours 41 minutes
Driving Time to
Local Hospital
15 minutes
Median Household Income
$97,000
Land Area
167.16 Km²
2.8 people/km²
Employment Rate
64.0%
Avg Commute
20 min
Restaurants
20 restaurants 42.55 per 1000 people

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