Qualicum Beach

Let’s talk about Qualicum Beach, a little gem on Vancouver Island that’s got more charm than a seaside postcard—and plenty of real estate potential to boot. Nestled between Parksville and Nanaimo, this small town of just over 9,000 folks isn’t your typical sleepy coastal spot. It’s got a unique vibe that draws retirees, vacation home buyers, and savvy investors alike. And for those of us at Tekamar Mortgage Fund, it’s exactly the kind of place we love to lend in—small-town heart with big-time appeal.

What sets Qualicum Beach apart? For starters, it’s got some of the most stunning shoreline in British Columbia. We’re talking long, sandy stretches perfect for a sunset stroll, plus trails and parks that make you forget the rest of the world exists. Local spots like Milner Gardens & Woodland add a touch of magic—think 70 acres of serene beauty that’s a must-see if you’re in town. But beyond the scenery, it’s the community’s makeup that catches the eye from a mortgage perspective. With a median age of 67.5, this is a retiree haven. Over half the population is 65 or older, which means a steady demand for single-detached homes (nearly 80% of the housing stock) and low-turnover properties that hold value well.

Now, let’s get practical for a second. For mortgage brokers, Qualicum Beach is a sweet spot to bring deals to us at Tekamar. We’re not like other MICs chasing Vancouver or Fraser Valley files—our niche is towns like this, where we’ll happily lend up to a 60% loan-to-value (LTV) ratio on the right deal. Got a client who’s been turned down by a bank for credit or income reasons but has solid equity in a Qualicum property? We’re all ears, as long as there’s a clear exit strategy for refinance down the line. And for borrowers reading this, if you’re in a pinch and need an alternative lender for debt consolidation or equity lending, give your broker a nudge to chat with us. We thrive on creative solutions in places exactly like this.

From a real estate angle, the market here has legs. The lifestyle appeal—beaches, mild climate, and cultural events—keeps demand steady, even when broader markets wobble. That’s gold for lenders like us who prioritize safety. We always ask ourselves: if the worst happens, how fast can we recover funds? In Qualicum Beach, with its desirable properties and quick-sale potential, the answer is usually “pretty darn fast.” Plus, the local economy isn’t hanging on one industry—health care, retail, and construction keep things balanced, even if the median income isn’t sky-high.

Here’s the bottom line. Whether you’re a broker looking for a lender who gets small-town dynamics or a borrower needing a flexible solution, Qualicum Beach is on our radar at Tekamar Mortgage Fund. Our tagline, “We’ll lend where other MICs won’t,” isn’t just a catchy phrase—it’s how we roll. So, if you’ve got a deal in this coastal charmer, let’s talk. We’re ready to make it work where others might just shrug and move on.