Tahsis

Let’s talk about Tahsis, British Columbia—a small coastal village on Vancouver Island that’s got more character than a Hollywood movie set. Nestled at the head of Tahsis Inlet, this place isn’t your typical suburban sprawl or bustling city hub. It’s a hidden gem with rugged beauty, a tight-knit community, and a real estate market that’s, well, let’s just say “unique” in the best way possible. If you’re a mortgage broker scouting for lenders who play in unconventional sandboxes, or a borrower looking for someone to say “yes” where others hesitate, stick with me. We’ve got insights on Tahsis that could make your day.

First off, what makes Tahsis stand out? It’s remote—about as far from a freeway as you can get without needing a boat (though you might want one anyway). Surrounded by mountains and the Pacific, it’s a paradise for outdoor enthusiasts. Think caving in places like Upana Caves or surfing some of the wildest waves at nearby Nootka Sound. This isn’t just scenery; it’s a lifestyle draw for niche buyers—often retirees or folks craving an escape from the rat race. For brokers, that means your clients might be eyeing a cabin or a fixer-upper with dreams of off-grid living. For borrowers, it’s a chance to own something truly special, even if your credit or income doesn’t scream “traditional bank material.”

Now, let’s get practical with the real estate angle. Housing here leans heavily toward single-detached homes—over two-thirds of the stock—which tells you this isn’t an apartment-hunter’s market. Prices can be more accessible than in bigger BC towns, but the flip side is liquidity. Properties can sit longer if the market cools, especially with Tahsis’s smaller population and remote vibe. That’s where Tekamar Mortgage Fund comes in with our niche approach. We’re not scared off by smaller towns like Tahsis. With a maximum loan-to-value (LTV) of 55% here, we’re cautious but open to deals that make sense. We look hard at the exit strategy—how long would it take to recover funds if things go sideways? It’s not just about the property; it’s about the bigger picture.

For mortgage brokers, this is why you want us in your contact list. We’ll consider equity lending or credit repair deals in places other MICs might not touch, as long as the numbers add up. And borrowers, if you’ve got equity in a Tahsis property but don’t quite fit the bank’s cookie-cutter rules, give us a shout—we’re all about finding that path forward.

One last tidbit: Tahsis has a history tied to logging, with the old sawmill now gone, shifting focus to tourism and fishing. It’s a pivot that adds charm but not always economic stability. That’s a heads-up for anyone investing here—beauty doesn’t always equal quick returns. But with the right deal, it’s a market with potential. At Tekamar, our tagline is “We’ll lend where other MICs won’t,” and Tahsis fits that bill perfectly. Whether you’re a broker with a creative deal or a borrower with a dream, let’s chat about making it work in this little corner of BC.