Tahsis sits at the end of a winding 65-kilometer road on the west coast of Vancouver Island, where the Tahsis River meets Tahsis Inlet. This remote village of 393 residents represents one of the most challenging lending environments in British Columbia—and exactly why Tekamar exists.
The numbers tell a stark story. With unemployment at 35.7% and a median household income of $42,000, Tahsis faces economic headwinds that would make most lenders run. The closure of the sawmill shifted this former logging town toward tourism and fishing, creating an economy that’s still finding its footing. Public administration now employs 22% of the workforce, while construction and manufacturing provide additional stability.
Yet Tahsis has something money can’t buy: location. Surrounded by old-growth forests, mountains, and pristine waters, it’s become a magnet for retirees and lifestyle seekers who value solitude over shopping malls. The 58.5% population growth since 2016 suggests people are discovering what locals have always known—sometimes the best places are the hardest to reach.
The housing market reflects this reality. Single-detached homes dominate at 67.4%, with movable dwellings accounting for 13% of the stock. The median age of 58.8 years indicates a community where people come to stay, not to flip properties quickly.
For mortgage brokers working with clients who’ve fallen in love with Tahsis, Tekamar offers equity-based lending with a maximum 45% LTV. We understand that traditional lenders won’t touch this market, but we also recognize that the right property at the right price can work even in Canada’s most remote corners. Our conservative approach reflects the reality that if something goes wrong, help is a long drive away.
Tahsis isn’t for everyone—but for those who choose it, we’re here.
the Nearest Tim Hortons
the Nearest Costco
Nearest Hospital
Our Mortgage Products Available in Tahsis
| Mortgage Product Name | Max LTV | Key Notes for Tahsis |
|---|---|---|
| Bridge Financing/Fully Open Term | 45.0% | Standard product terms |
| Equity Lending | 45.0% | Standard product terms |
| Purchases | 45.0% | Standard product terms |
Detailed Mortgage Product Information
Bridge Financing/Fully Open Term
Maximum Loan-to-Value (LTV) for Bridge Financing/Fully Open Term in Tahsis:
45.0 %
“Subjects came off their current home last week but their new place closes Friday…”
Here’s a funny thing about bridge financing: everyone thinks it’s complicated. It’s not. Someone needs to close on their new house before their old house sells. Or their sale fell through after they removed subjects on their dream home. Or they found the perfect downsizer condo but haven’t listed the family hom...
Equity Lending
Maximum Loan-to-Value (LTV) for Equity Lending in Tahsis:
45.0 %
“They have tons of equity but don’t qualify under B20…”
Here’s the thing about equity lending: it exists because banks literally can’t do it. B20 guidelines require income verification. Full stop. No wiggle room. No common sense exceptions.
We’re provincially regulated. The funds we lend on come from individual investors, not the Bank of Canada. So when your client has 50% equity but their in...
Purchases
Maximum Loan-to-Value (LTV) for Purchases in Tahsis:
45.0 %
Moving is supposed to be exciting. New town, new job, new chapter. So why do banks act like you’re asking for their firstborn when you need a mortgage?
“You haven’t been at your new job for thre months”
“Your self-employment income doesn’t count in a new market.”
“We need to see established a year if you are part time contract - even if you’re working 40 hours under your new role”
Meanwhile...