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A picture of the Village of Telkwa.

Telkwa

Lending guidelines for Telkwa, British Columbia

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Max Loan To Value:
45%
Details
2021 Population
1,474
11.1% growth
Tim Hortons?
1 location
Nearest Costco
351 km away
Local Hospital Access
13 min drive away
Median Household Income
$101,000
Land Area
7.04 Km²
209.5 people/km²
Employment Rate
64.1%
Avg Commute
27 min

Telkwa sits where the Telkwa River meets the Bulkley, creating one of those rare spots where world-class steelhead fishing happens right in your backyard. This isn’t just weekend warrior territory — it’s serious angling country where people relocate specifically for the fishing access.

The numbers tell an interesting story: median household income hits $101,000 while housing remains overwhelmingly single-detached at 88.4%. That’s a community where people have choices but consistently pick space and privacy over urban convenience. The 11% population growth since 2016 suggests others are catching on to what locals already know.

Healthcare and construction dominate the employment landscape, which makes sense given Telkwa’s role as a service hub for the broader Bulkley Valley. The 25-minute drive to Smithers keeps residents connected to larger amenities while maintaining that small-town rhythm where the annual Telkwa Barbecue still draws the whole community.

Climate change is actually working in Telkwa’s favor — the area has warmed by a full plant hardiness zone since the 1960s, extending growing seasons and making the already appealing lifestyle even more attractive. The median age of 35.6 years reflects a community that attracts young families rather than just retirees seeking rural tranquility.

For mortgage brokers, Telkwa represents solid fundamentals in a scenic package. Properties here aren’t speculative plays — they’re lifestyle purchases backed by stable employment and genuine community appeal. The fishing alone ensures steady demand from both locals and those seeking recreational properties.

Tekamar offers our complete range of mortgage products in Telkwa with a maximum 45% LTV. The conservative ratio reflects the rural location, but the strong community fundamentals and lifestyle appeal support reliable property values for borrowers who need alternative lending solutions.

2021 Population
1,474
11.1% growth
Median Age
35
Tim Hortons Per 1000 People
0.68 (1 location)
Driving Distance to
the Nearest Costco
3 hours 49 minutes
Driving Time to
Local Hospital
13 minutes
Median Household Income
$101,000
Land Area
7.04 Km²
209.5 people/km²
Employment Rate
64.1%
Avg Commute
27 min
Restaurants
1 restaurant 0.68 per 1000 people

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