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A picture of the District municipality of Tumbler Ridge.

Tumbler Ridge

Lending guidelines for Tumbler Ridge, British Columbia

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Max Loan To Value:
55%
Details
2021 Population
2,399
20.7% growth
Nearest Tim Hortons
95 km away
Nearest Costco
401 km away
Nearest Hospital
75.1 km away
Median Household Income
$101,000
Land Area
1.0 Km²
1.5 people/km²
Employment Rate
59.9%
Avg Commute
30 min

Tumbler Ridge proves that you don’t need a metropolis to build wealth. This northeastern BC community of 2,400 sits on some of the world’s most significant fossil discoveries, earning designation as part of a UNESCO Global Geopark—the only one in Canada. While most people think dinosaur tracks when they hear Tumbler Ridge, smart money sees opportunity in a resource town that’s learned to diversify.

The numbers tell a compelling story. Median household income hits $101,000, well above provincial averages, while housing remains refreshingly affordable. With 69% single-detached homes and plenty of space to grow, this isn’t your typical boom-bust resource community anymore. The 2016 coal mine closure could have killed Tumbler Ridge, but instead sparked something interesting: economic evolution.

Mining still drives 37% of employment, but wind power projects, expanded forestry operations, and adventure tourism are reshaping the landscape. The community’s stunning geography—massive waterfalls, pristine wilderness, world-class snowmobiling—attracts lifestyle buyers who want mountain living without mountain prices. Population grew over 20% since 2016, suggesting people are catching on.

Tekamar lends here with a maximum 55% LTV, reflecting the reality of smaller markets where patience matters more than speed. For brokers working with clients who need equity-based solutions—whether it’s debt consolidation, bridge financing, or second mortgages—Tumbler Ridge represents the kind of stable, resource-backed community where property values hold and recovery remains predictable.

The fossil tourism angle isn’t just cute marketing. Families travel internationally to see 120-million-year-old dinosaur tracks you can’t find anywhere else. That kind of unique draw creates lasting value in ways strip malls and subdivisions never could.

2021 Population
2,399
20.7% growth
Median Age
39
Driving Distance to
the Nearest Tim Hortons
1 hour 3 minutes
Driving Distance to
the Nearest Costco
4 hours 23 minutes
Driving Time to
Nearest Hospital
1 hour 3 minutes
Median Household Income
$101,000
Land Area
1.0 Km²
1.5 people/km²
Employment Rate
59.9%
Avg Commute
30 min
Restaurants
8 restaurants 3.33 per 1000 people

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