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A picture of the Village of Valemount.

Valemount

Lending guidelines for Valemount, British Columbia

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Max Loan To Value:
55%
Details
2021 Population
1,052
3.0% growth
Tim Hortons?
1 location
Nearest Costco
296 km away
Nearest Hospital
78.7 km away
Stop Lights?
1 intersection (Show on Map)
Median Household Income
$60,000
Land Area
5.16 Km²
203.8 people/km²
Employment Rate
58.5%
Avg Commute
17 min

Valemount sits at the crossroads of adventure and practicality, where Mount Robson’s towering presence creates both breathtaking views and a surprisingly stable real estate market. This mountain town of just over 1,000 residents has mastered the art of being small enough to know your neighbors but significant enough to support year-round business.

The numbers tell an interesting story about resilience. While the median household income of $60,400 might seem modest, the town’s diverse economic base spanning tourism, retail, construction, and healthcare creates multiple income streams that weather seasonal fluctuations better than typical resort communities. The accommodation and food services sector leading at 15.7% employment signals a tourism economy that’s matured beyond boom-and-bust cycles.

What sets Valemount apart is its position as a genuine four-season destination rather than a summer-only playground. The community’s proximity to Mount Robson Provincial Park, combined with world-class snowmobiling terrain and the nearby Valemount Glacier Destinations helicopter operation, creates consistent visitor traffic that supports local businesses year-round.

Housing here reflects mountain practicality — 63.7% single-detached homes dominate, while an unusually high 22.5% movable dwellings category includes everything from high-end park models to seasonal worker housing. This flexibility in housing types helps maintain affordability while serving diverse community needs.

The demographic profile shows stability with a median age of 44.8 years and healthy representation across age groups. The 20.9% senior population indicates people choose to stay in Valemount for retirement, suggesting strong community ties and adequate services.

For mortgage professionals, Valemount represents the sweet spot of mountain lending — established infrastructure, diverse economic activity, and property values supported by both local demand and recreational appeal. Our maximum loan-to-value ratio of 55% reflects the community’s smaller market size while recognizing its fundamental strengths as a mountain gateway community that’s built to last.

2021 Population
1,052
3.0% growth
Median Age
44
Tim Hortons Per 1000 People
0.95 (1 location)
Driving Distance to
the Nearest Costco
3 hours 11 minutes
Driving Time to
Nearest Hospital
54 minutes
Traffic Lights Per 1000 People
0.95 (1 intersection)
Median Household Income
$60,000
Land Area
5.16 Km²
203.8 people/km²
Employment Rate
58.5%
Avg Commute
17 min
Restaurants
15 restaurants 14.26 per 1000 people

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