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A picture of the District municipality of Vanderhoof.

Vanderhoof

Lending guidelines for Vanderhoof, British Columbia

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Max Loan To Value:
55%
Details
2021 Population
4,346
0.0% growth
Tim Hortons?
1 location
Nearest Costco
95 km away
Has a Hospital?
Yep!
Stop Lights?
5 intersections (Show on Map)
Median Household Income
$90,000
Land Area
53.93 Km²
80.6 people/km²
Employment Rate
59.9%
Avg Commute
14 min

Vanderhoof sits at the heart of British Columbia’s central interior, where the Nechako River winds through fertile farmland and the promise of outdoor adventure beckons from every direction. This town of 4,300 people has carved out a reputation as the “Geographic Centre of BC” — a claim that’s more than just marketing speak when you consider how perfectly positioned it is for accessing the province’s northern wilderness.

The numbers tell an interesting story here. With a 55% maximum LTV, Tekamar recognizes Vanderhoof’s solid foundation while acknowledging the realities of smaller market dynamics. The town’s $90,000 median household income reflects a community where manufacturing drives 16% of employment, creating stability that many resource-dependent towns lack. Healthcare and retail round out the top employment sectors, suggesting an economy that serves both local needs and the surrounding agricultural region.

What sets Vanderhoof apart is its unexpected blend of rural practicality and recreational sophistication. The town operates an impressive aquatic centre that draws visitors from across the region, while the surrounding landscape offers some of the province’s most accessible wildlife viewing. Moose sightings are common enough that locals barely glance up, but the proximity to world-class fishing and hunting keeps the tourism dollars flowing.

Climate data shows Vanderhoof warming significantly over recent decades — a 41% improvement in growing conditions that’s transforming local agriculture. The town’s Zone 4a classification means serious winters, but also the kind of four-season lifestyle that attracts active retirees from Alberta who want mountain views without mountain prices.

For brokers working with clients who’ve outgrown city life but aren’t ready to abandon amenities entirely, Vanderhoof represents that sweet spot where small-town values meet practical infrastructure. The manufacturing base provides employment stability, while Prince George’s proximity ensures access to specialized services when needed.

2021 Population
4,346
0.0% growth
Median Age
38
Tim Hortons Per 1000 People
0.23 (1 location)
Driving Distance to
the Nearest Costco
1 hour 2 minutes
Hospitals Per 1000 People
0.23 (1 hospital in city limits)
Traffic Lights Per 1000 People
1.15 (5 intersections)
Median Household Income
$90,000
Land Area
53.93 Km²
80.6 people/km²
Employment Rate
59.9%
Avg Commute
14 min
Restaurants
11 restaurants 2.53 per 1000 people

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