View Royal

Ever driven through a place that feels like a hidden gem, tucked just close enough to a big city to be convenient, but far enough to keep its own charm? That’s View Royal, British Columbia, a small town with a big personality on Vancouver Island. Nestled right next to Victoria, it’s a spot that’s catching eyes—not just for its laid-back island vibes, but for its solid real estate potential. Whether you’re a mortgage broker hunting for a lender who gets small-town dynamics, or a borrower looking for creative financing, View Royal is worth a closer look—and so are we at Tekamar Mortgage Fund.

Let’s talk about what makes View Royal stand out from the usual BC suspects. It’s not a sprawling metro hub, nor is it a remote outpost. With a population just over 11,000, it strikes a sweet spot—small enough to feel like a community, but with enough going on to keep property values steady. The town boasts 71 parks and 27 kilometers of trails, plus shoreline access that screams “island life.” Imagine selling a home here; that kind of lifestyle appeal holds up even if the market takes a dip. For brokers, this means deals in View Royal often have a safety net—buyers are drawn to the vibe. And for borrowers, it’s a reminder that equity in a place like this can be a strong play, even if your credit isn’t picture-perfect.

From a lending perspective, View Royal checks a lot of boxes. At Tekamar, we’re thrilled to offer a maximum loan-to-value (LTV) of 70% here. That’s not a blanket promise—we adjust based on the deal, whether it’s a second mortgage or bare land—but it shows we see the potential. Why? The economic base is diverse, with heavy hitters like public administration and healthcare leading the charge. That stability, paired with proximity to Victoria’s broader job market, means less risk of a local downturn tanking property values. For brokers submitting deals to us, that’s a key point—our risk assessment isn’t just a numbers game; we dig into what makes a community tick. Borrowers, take note: if you’ve got equity here, we’re open to creative solutions like equity lending, especially when traditional banks say no.

Here’s a little local flavor to seal the deal. Ever been to Thetis Lake Regional Park? It’s a View Royal treasure, drawing hikers and swimmers year-round with its stunning trails and clear waters. Or how about the historic charm around Portage Inlet? These aren’t just pretty postcards—they’re part of why properties here move, even in slower markets. That’s the kind of insight we bring to the table at Tekamar. We get small towns, and with our tagline, “We’ll lend where other MICs won’t,” we’re not shy about backing places like this.

So, if you’re a broker with a client in View Royal, give us a call—let’s chat about how we can structure a deal with a clear exit strategy. And if you’re a borrower sitting on equity in this gem of a town, know that we’re not like the big-city lenders. We specialize in non-income qualifying and debt consolidation options, focusing on what’s possible, not just what’s on paper. View Royal isn’t just another stop on the map—it’s a smart bet, and we’re here to help make it work for you.