View Royal

View Royal sits perfectly positioned between Victoria’s urban energy and the West Shore’s natural beauty, creating what locals call “the best of both worlds.” This community of 11,575 residents has cracked the code on suburban living — close enough to downtown Victoria for a quick commute, yet far enough to enjoy waterfront tranquility and some of the most impressive garden weather in Canada.

The numbers tell a compelling story for mortgage professionals. With a median household income of $98,000 and 72% of residents holding post-secondary education, View Royal attracts stable, well-qualified borrowers. The housing mix is particularly interesting: only 36% single-detached homes, with the remainder split between row houses, duplexes, and apartments. This diversity creates opportunities across price points, from starter condos to executive waterfront properties.

What sets View Royal apart is its remarkable outdoor infrastructure — 71 parks and 27 kilometers of trails in just 14 square kilometers. That’s roughly one park for every 163 residents, a ratio that would make most communities jealous. The Gorge Waterway provides year-round recreation, while the community’s Plant Hardiness Zone 9a means residents can grow Mediterranean plants and enjoy one of Canada’s mildest climates.

The economic foundation rests on public administration and healthcare — stable sectors that don’t disappear during economic downturns. With Victoria’s government jobs just minutes away and the West Shore’s growing tech sector nearby, residents have employment options that create long-term property value stability.

For mortgage brokers, View Royal represents the sweet spot of BC lending: strong borrower profiles, diverse housing stock, and a location that maintains value through market cycles. Our maximum 70% LTV reflects the community’s solid fundamentals and proximity to Victoria’s economic engine.