Gibsons

Gibsons sits on the Sunshine Coast like a postcard that refuses to fade. This waterfront town of nearly 5,000 people has mastered the art of being close enough to Vancouver for convenience yet far enough away to maintain its small-town charm. The 40-minute ferry ride from Horseshoe Bay isn’t a barrier—it’s a feature that keeps the community authentic while attracting exactly the kind of residents who appreciate quality over quantity.

The numbers tell a compelling story for mortgage professionals. With 55.6% single-detached homes and a median age of 56, Gibsons has become a magnet for professionals and retirees seeking waterfront living without urban chaos. The town’s economy runs on retail, healthcare, and professional services rather than boom-bust industries, creating the kind of stability that makes lenders sleep better at night.

What sets Gibsons apart isn’t just the stunning ocean views or the fact that it’s home to Canada’s longest-running TV series location. It’s the community’s ability to attract educated residents—over 70% have post-secondary education—who choose lifestyle over pure economics. These aren’t distressed buyers; they’re people making deliberate choices about where they want to live.

The real estate market reflects this intentionality. Properties here aren’t just shelter; they’re lifestyle investments in a community where you can walk to beaches, local festivals, and some of the coast’s best seafood restaurants. When the worst-case scenario involves selling a waterfront property in one of BC’s most desirable small towns, the math gets a lot more comfortable.

Tekamar offers up to 60% LTV in Gibsons, recognizing both the community’s appeal and the practical realities of smaller coastal markets. For brokers working with clients who’ve discovered the Sunshine Coast’s secret, we’re here to help make those lifestyle dreams happen.