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Step 1: Core Information

Let's start with the basics. This information helps us calculate your initial rate range.

How We Price Your Deal

We're transparent about our pricing. We start with a base rate and adjust based on:

  • Property location and marketability
  • Loan-to-value ratio
  • Borrower credit and exit strategy
  • Property type and condition

Want to Talk It Through?

Sometimes it's easier to just call. We're happy to give you a rough quote over the phone and discuss how we can make your deal work.

Call Us: 250-804-4253

Mon-Fri 9am-5pm PST

Market Rate Comparison

Current Market Rates

Institution Rate
Bank of Canada Policy Interest Rate (source) 2.50%
Canada Prime Rate (source) 4.70%
Big Green Bank's Fixed-Rate 1 Year Open Term 9.95%
Big Blue Bank's Fixed-Rate 1 Year Open Term 9.95%
Big Red Bank's Fixed-Rate 1 Year Open Term 9.75%
Other Big Red Bank's Fixed-Rate 1 Year Open Term 10.00%
Big Blue and White Bank's Fixed-Rate 1 Year Open Term 9.95%

GIC Rates

Product Rate
Canada 5 Year GIC (Bank of Canada) 2.90%
Canada 1 Year GIC (Bank of Canada) 2.55%