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A picture of the Village of Harrison Hot Springs.

Harrison Hot Springs

Lending guidelines for Harrison Hot Springs, British Columbia

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Max Loan To Value:
0% - Not Lending Here
Details
2021 Population
1,905
29.8% growth
Tim Hortons?
1 location
Nearest Costco
60 km away
Nearest Hospital
19.6 km away
Stop Lights?
1 intersection ( Show on Map )
Median Household Income
$74,000
Land Area
5.49 Km²
347.3 people/km²
Employment Rate
44.1%
Avg Commute
29 min

Harrison Hot Springs sits on the southern shore of Harrison Lake, where natural thermal springs have drawn visitors for over a century. The mineral-rich waters maintain temperatures between 38-42°C year-round, creating a unique microclimate that’s made this small community a destination rather than just another lakeside town.

With nearly 30% population growth since 2016, Harrison Hot Springs attracts retirees and lifestyle seekers who appreciate the combination of natural amenities and proximity to Vancouver. The median age of 57.2 years tells the story—this isn’t a place where young families struggle to afford starter homes. It’s where people come when they’ve earned the right to wake up to mountain views and soak in hot springs.

The housing market reflects this reality. Single-detached homes dominate at 65% of the housing stock, with waterfront and view properties commanding premium prices. The tourism infrastructure supports property values through consistent rental income potential, though seasonal fluctuations affect the local economy.

Tekamar doesn’t currently lend in Harrison Hot Springs with our maximum LTV at 0.0%. The combination of resort market volatility and limited local employment diversity creates challenges for our conservative lending approach. While the lifestyle appeal drives strong demand during good times, the community’s reliance on tourism and government transfers makes it vulnerable during economic downturns.

The hot springs themselves contain lithium, sulphur, and other minerals that create the therapeutic qualities locals have known about for generations. Harrison Lake stretches 60 kilometers north into the Coast Mountains, making it one of BC’s largest natural lakes and a playground for boating enthusiasts who can explore pristine wilderness just minutes from their doorstep.

For mortgage brokers serving clients in Harrison Hot Springs, alternative lending solutions through larger private lenders or specialized resort-market MICs might better serve borrowers in this unique market.

2021 Population
1,905
29.8% growth
Median Age
57
Tim Hortons Per 1000 People
0.52 (1 location)
Driving Distance to
the Nearest Costco
44 minutes
Driving Time to
Nearest Hospital
29 minutes
Traffic Lights Per 1000 People
0.52 ( 1 intersection )
Median Household Income
$74,000
Land Area
5.49 Km²
347.3 people/km²
Employment Rate
44.1%
Avg Commute
29 min
Restaurants
30 restaurants 15.75 per 1000 people

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