Lantzville

Lantzville sits quietly on Vancouver Island’s eastern shore, where the hustle of Nanaimo gives way to something more deliberate. With 94% of homes being single-detached houses and a median age pushing 51, this isn’t where young professionals come to climb corporate ladders—it’s where people land when they’ve figured out what actually matters.

The numbers tell a story that mortgage brokers should pay attention to. Nearly 26% of residents are seniors, but the median household income hits $99,000, suggesting these aren’t struggling retirees but folks who planned well. The proximity to Nanaimo means residents can access urban amenities while living somewhere their grandkids will actually want to visit during summer breaks.

What makes Lantzville different isn’t just the waterfront views or the fact that you can still find properties with genuine acreage. It’s that rare combination of accessibility and isolation—close enough to civilization that Amazon still delivers, far enough that your neighbors aren’t hosting backyard ragers every weekend. The community sits in one of those sweet spots where Vancouver Island’s natural beauty meets practical living, without the tourist crowds that plague other coastal areas.

For mortgage brokers working with clients who’ve outgrown starter homes or urban living, Lantzville represents something specific: the place where equity from city properties can buy space, quiet, and a lifestyle that doesn’t require a two-hour commute to find a decent hiking trail. The construction and healthcare sectors dominate employment, suggesting stability rather than boom-bust cycles.

Tekamar’s maximum LTV in Lantzville is 55%, reflecting the smaller market size while recognizing the area’s appeal to buyers seeking Vancouver Island living without Victoria prices. When your clients are ready to trade square footage for acreage, we’re ready to help make it happen.