Maple Ridge

Maple Ridge sits at an interesting crossroads—close enough to Vancouver that 33-minute commutes are the norm, yet far enough out that half the homes are still single-detached houses with actual yards. It’s the kind of place where construction workers making solid wages can afford to live near their job sites, which explains why construction leads the local employment scene at 12.6%.

The Fraser River runs right through town, and locals take full advantage with some of the province’s best salmon fishing practically in their backyard. Golden Ears Provincial Park sprawls across the northern boundary, offering everything from day hikes to backcountry camping without the drive to Whistler. The climate has actually improved over the decades—shifting from hardiness zone 7b to 8b means longer growing seasons and the ability to grow plants that would’ve struggled here 30 years ago.

With 91,000 residents and a median household income of $105,000, Maple Ridge has built a reputation as Metro Vancouver’s affordable escape hatch. Young families discover they can get a house with a yard for what a condo costs closer to downtown. The local economy doesn’t depend on any single industry—construction, retail, healthcare, and education all employ significant numbers, creating stability even when one sector slows down.

The community attracts two distinct groups: families seeking space and value, and retirees drawn to the outdoor recreation and golf courses. Both demographics tend to stay put once they arrive, which creates the kind of housing market stability that mortgage professionals appreciate.

Our maximum loan-to-value ratio in Maple Ridge is 0.0%, as this community falls within our Greater Vancouver area exclusion zone. However, for brokers working with clients throughout the Fraser Valley, we serve numerous communities just outside this region where our equity-based lending solutions can help clients who don’t fit traditional lending boxes.