Smithers

Smithers sits in the heart of the Bulkley Valley, where the dramatic Hudson Bay Mountain creates a backdrop so stunning it’s been featured in countless films and TV shows. This town of 5,400 people has mastered the art of small-town living without sacrificing sophistication — you’ll find a thriving arts scene, excellent restaurants, and world-class skiing just minutes from downtown.

The housing market here tells an interesting story. With 63% single-family homes and a median household income of $85,000, Smithers attracts professionals who want mountain access without mountain prices. The town’s strategic location along Highway 16 makes it a service hub for the region, supporting a surprisingly diverse economy anchored by retail, healthcare, and public administration rather than just resource extraction.

What sets Smithers apart is its four-season appeal. Winter brings powder snow that draws skiers from across the province to Hudson Bay Mountain Resort, while summer transforms the valley into a paradise for mountain biking, hiking, and fishing. The town’s commitment to arts and culture — including the annual Midsummer Music Festival and a vibrant local theater scene — creates a quality of life that keeps young families from fleeing to larger centers.

For mortgage brokers, Smithers represents the sweet spot of small-town stability with recreational property appeal. Properties here aren’t just homes; they’re lifestyle investments in a community that’s proven its resilience over decades. The town’s educated population (61% with post-secondary education) and stable employment base create borrowing scenarios that make sense.

Tekamar offers our full suite of mortgage products in Smithers with a maximum loan-to-value ratio of 55%, reflecting the community’s strong fundamentals while accounting for the realities of smaller market liquidity.