We specialize in construction mortgages! Besides the fact that we’ll lend on them in areas most other lenders wont, we take pride in our sub-6 hour draw turn around time. We do allow owner builders with proven past experience and a minimum credit score of 700.
75% of land; 65% of cost to construct.
No - available in all lending areas.
| Document Name | Description |
|---|---|
| Identification | Two pieces of ID, at least one being government issued. |
| Construction Appraisal | An appraisal of the subject property (bare land and as-complete) by one of our approved appraisers. |
| Build Budget | A comprehensive and itemized build budget for the project. If the project is being built by a builder, a copy of the builder contract is also required. |
| Building Permits | Permits for the local municipality or regional district confirming permission to build. |
| Credit Bureau | An Equifax credit bureau for each borrower on the application, pulled within 30 days of submission. |
This product is not currently available in any communities.
Please check back soon, or contact support if you need assistance.