Top
Map of Tekamar's lending area in British Columbia

Tim Hortons Not Required

Most Mortgage Investment Corporations - or MICs - use expected property value increases and short days-on-market to do their risk underwriting.

We don't. We're a bit different like that.

Since we started lending in the interior back in '79, small towns and rural properties has been all we've focused on. For the most part, it still it - we lend on what we know. Today, Tekamar will consider lending on any properties in British Columbia - outside of the Lower Mainland/Fraser Valley, Greater Victoria area and Haida Gwaii. Why not GVA? There's already plenty of great MICs that understand those markets better than us.

So if you've got a construction mortgage in the Kootney's (our specialty), a non-qualifying rental refinance near Prince George, or a boat-access-only purchase on the island, send it our way - if it makes sense, we'll consider it.

How much we'll lend

Loan to value is where we start the discussion. This is a list of all the towns in British Columbia, and Tekamar's maximum Loan to Value in each of them.

Name
Max LTV
Edit
100 Mile House 60% More
Abbotsford 0% More
Alert Bay 50% More
Anmore 0% More
Armstrong 75% More
Ashcroft 65% More
Barriere 65% More
Belcarra 0% More
Bowen Island 0% More
Burnaby 0% More
Burns Lake 60% More
Cache Creek 60% More
Campbell River 65% More
Canal Flats 65% More
Castlegar 70% More
Chase 70% More
Chetwynd 55% More
Chilliwack 0% More
Clearwater 65% More
Clinton 60% More
Coldstream 75% More
Colwood 0% More
Comox 65% More
Coquitlam 0% More
Courtenay 65% More
Cranbrook 70% More
Creston 70% More
Cumberland 65% More
Dawson Creek 65% More
Delta 0% More
Duncan 70% More
Elkford 60% More
Enderby 65% More
Esquimalt 0% More
Fernie 70% More
Fort St. James 60% More
Fort St. John 65% More
Fraser Lake 60% More
Fruitvale 65% More
Gibsons 65% More
Gold River 55% More
Golden 70% More
Grand Forks 70% More
Granisle 60% More
Greenwood 65% More
Harrison Hot Springs 0% More
Hazelton 65% More
Highlands 0% More
Hope 65% More
Houston 65% More
Hudson's Hope 55% More
Invermere 75% More
Kamloops 70% More
Kaslo 55% More
Kelowna 75% More
Kent 0% More
Keremeos 65% More
Kimberley 70% More
Kitimat 65% More
Ladysmith 65% More
Lake Country 75% More
Lake Cowichan 65% More
Langford 0% More
Langley 0% More
Lantzville 65% More
Lillooet 65% More
Lions Bay 0% More
Logan Lake 60% More
Lumby 70% More
Lytton 60% More
Mackenzie 60% More
Maple Ridge 0% More
Masset 0% More
McBride 60% More
Merritt 65% More
Metchosin 0% More
Midway 55% More
Mission 0% More
Montrose 65% More
Nakusp 70% More
Nanaimo 70% More
Nelson 70% More
New Denver 60% More
New Hazelton 65% More
New Westminster 0% More
North Cowichan 50% More
North Saanich 0% More
North Vancouver 0% More
Northern Rockies 0% More
Oak Bay 0% More
Oliver 65% More
One Hundred Mile House 0% More
Osoyoos 65% More
Parksville 70% More
Peachland 70% More
Pemberton 65% More
Penticton 70% More
Pitt Meadows 0% More
Port Alberni 65% More
Port Alice 60% More
Port Clements 0% More
Port Coquitlam 0% More
Port Edward 65% More
Port Hardy 65% More
Port McNeill 65% More
Port Moody 0% More
Pouce Coupe 55% More
Powell River 65% More
Prince George 70% More
Prince Rupert 65% More
Princeton 65% More
Qualicum Beach 65% More
Queen Charlotte 0% More
Quesnel 60% More
Radium Hot Springs 65% More
Revelstoke 70% More
Richmond 0% More
Rossland 70% More
Saanich 0% More
Salmo 65% More
Salmon Arm 75% More
Sayward 50% More
Sicamous 70% More
Sidney 0% More
Silverton 50% More
Slocan 60% More
Smithers 65% More
Sooke 0% More
Spallumcheen 70% More
Sparwood 65% More
Squamish 65% More
Stewart 50% More
Summerland 70% More
Sun Peaks 65% More
Sun Peaks Mountain 60% More
Surrey 0% More
Tahsis 50% More
Taylor 55% More
Telkwa 60% More
Terrace 65% More
Tofino 65% More
Trail 70% More
Tumbler Ridge 55% More
Ucluelet 65% More
Valemount 65% More
Vancouver 0% More
Vanderhoof 60% More
Vernon 75% More
Victoria 0% More
View Royal 0% More
Warfield 65% More
Wells 50% More
West Kelowna 70% More
West Vancouver 0% More
Whistler 65% More
White Rock 0% More
Williams Lake 65% More
Zeballos 45% More